In the course of providing Payment Protection and "Pay Incentive" services, we collect nonpublic personal information from our members. This information is used only to allow us to provide the highest quality of service.

We do not sell your personal information to anyone.

We do not disclose personal information to third parties, unless:

1.  You have requested, in writing, that we share this information with one of your other professional vendors, e.g., attorney, accountant.
2. We believe in good faith that the disclosure is required or permitted under law, e.g., to cooperate with regulators, perform background/authentication checks.

• We protect the confidentiality and security of your personal information. We restrict access to personal information to our staff for business purposes only. All staff are trained and required to safeguard such information.
• We maintain physical, electronic and procedural safeguards to guard your personal information.
• We regularly evaluate our information accuracy and protection.